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How to Redeem Your Mastercard® or Visa® Virtual Card on Amazon

You can use your Mastercard® or Visa® Virtual Card to make purchases on Amazon by adding the card to your Amazon Wallet and selecting it during checkout. This guide walks you through the process step-by-step.

Written by Uche

Step 1: Access Your Virtual Card in Guusto


  1. Log into your Guusto account.

  2. Click Redeem Gifts.

  3. Select your gift and click View Details.

  4. Click View Gift Card to access your virtual card details.


Step 2: Add Your Virtual Card to Your Amazon Wallet


  1. Log into your Amazon account.

  2. Click Account Profile.

  3. Click See all options.

  4. Select Your Payments.

  • Click + Add.

  • Choose Add a credit or debit card.

  1. Enter your virtual card details from Guusto.

  2. Click Add and Continue.

  3. Select your billing address.

  4. Click Use this address.

  5. Click Continue.

Your virtual card is now saved in your Amazon Wallet and ready to use.


Step 3: Choose between Reload Amazon Balance or Use Your Virtual Card During Checkout


A) Reload Amazon Balance


  1. Click Account Profile.

  2. Click See all options.

  3. Select Manage gift card balance

  4. Click Reload Your Balance

  • Under One Time Reload, Input Reload amount (Min $5)

  • Click Buy Now

  • Select your saved Mastercard® or Visa® Virtual Card.

  • Click Place your Order

  • You will be redirected to the payment verification page. Please do not close this page.

  • For Mastercard virtual or Visa Virtual, no code is needed, and the order will be processed automatically.

  • The card will be added to your Amazon account automatically after you receive the email notification and you can place your order.

We recommend adding the Mastercard Virtual to your Amazon account balance using the reload option, after which you can use the account balance along with a credit or debit card to complete your purchase.


B) Use Your Virtual Card During Checkout


  1. Add your desired item(s) to your Amazon cart.

  2. Click Proceed to Checkout.

  3. Under Payment Method, click Change.

  4. Select your saved Mastercard® or Visa® Virtual Card.

If the card has not yet been added:

  1. Under Payment Method, click Add a payment method.

  2. Select Add a credit or debit card.

  3. Enter your card details.

  4. Click Continue.

  5. Review your order details.

  6. Click Place your order.

You will see an order confirmation message once the purchase is successful.


Important Information


Can I use both Mastercard® and Visa® virtual cards on Amazon?

Yes. Both Mastercard® and Visa® virtual cards can typically be added to Amazon as payment methods.

Why was my card declined?

Common reasons include:

  • If your purchase amount is higher than your Mastercard balance, Amazon may decline the transaction; We recommend using the Reload option to fully utilize the funds available on your prepaid Mastercard or Visa virtual card.

  • Ensure your billing address matches the one associated with your Amazon account when prompted.

  • Incorrect card details entered.

Can I split payments on Amazon?

Amazon typically does not permit split payments using multiple credit or debit cards for a single order.

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